During The Underwriting Stage, our Loan Processor reviews all the submitted documentation that you’ve provided and then turns it over to our Underwriting Department. The Underwriter is responsible for performing three critical tasks:
Organization – The Underwriter will compile and organize your documentation into a mortgage-ready file.
Qualification – The Underwriter will reconstruct your scenario to ensure it meets our qualification requirements and guidelines.
Verification – The Underwriter will verify that all information is accurate and authentic.
It is not uncommon for Underwriters to request additional documentation, so please do not be alarmed or discouraged if this happens. Instead, be sure to accommodate these additional requests as quickly as possible.
